Texas Flood Insurance - NFIP
Texas Insurance Place offers National Flood Insurance Program.
Affordable Texas Flood insurance rates. Get a Texas Flood Insurance
Just because Flood Insurance isn't mandatory in your area doesn't
mean you won't need it. In fact, nearly 25% of Flood claims
come from moderate-to-low Flood risk zones.
Floods cost a lot. Flood insurance doesn't. Protect
yourself and your home. Complete this form and get a quote for
Texas Flood Insurance
Flooding is the most common natural disaster.
- Floods can occur almost anywhere at anytime. You don't need
to live near water.
- Flash floods, inland flooding and seasonal storms bring
flooding to every region of the country.
- Just inches of water can cause tens of thousands of dollars
Most homeowners insurance does not cover floods.
- Only flood insurance financially protects your home and your
personal property from floods.
- A flood insurance policy compensates homeowners, renters and
business owners for all covered losses, and as opposed to a
disaster loan, there is no payback requirement.
- The average flood insurance premium is around $500 a year.
Outside of high-risk areas, premiums start as low as $119 a
- Once purchased, there is a 30-day waiting period for the
policy to become effective, so don't wait to buy it!
You can purchase flood insurance no matter what your
flood risk is.
- It doesn't matter whether your flood risk is high or low,
you can buy flood insurance as long as your community
participates in the National Flood Insurance Program.
- You can get flood insurance if your house has been flooded
before, and you can purchase it even if your mortgage doesn't
- About 25 percent of all flood insurance claims come from
low- to moderate-risk areas.
Preferred Risk Policies provide protection at the best
- For just $119 a year, homeowners can purchase a minimum of
$20,000 building and $8,000 contents coverage ($25 more if there
is a basement).
- Renters can pay as little as $39 per year for $8,000
- Business owners can buy $50,000 building coverage and
$50,000 contents coverage (per building) for just $550 per year.
- Business owners who lease their space can purchase $50,000
contents coverage for just $145 per year.
- To qualify for a PRP, the property must be located in a low
to moderate risk zone.
Texas Insurance Place -
FEMA - NFIP - Flood Policy Summary.pdf